Atome - Wear Now, Pay Later

Atome - Wear Now, Pay Later

Make payments easier and more affordable with 3 easy payments, 0% interest.

How it works?


01 Download & Sign Up

Download & sign up for your account in Atome mobile apps.

02 Start Shopping & Proceed to Checkout

Online shopping on our website el-jo.com and simply select Atome as payment method at checkout.

03 Pay 1st Installment

Atome automatically splits your bill into 3 equal payments. You'll pay the first payment at the point of purchase. The next two payments will be spread 30 days apart.



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Frequently Asked Questions




CAN I USE A DEBIT CARD USING ATOME?

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Yes. Both debit and credit cards are accepted payment methods for Buy Now, Pay Later on Atome. Making it more easier and affordable for everyone to make installment purchases both online & offline!

DO I NEED TO PAY A FEE FOR USING BUY NOW, PAY LATER ON ATOME?

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No. Atome is a free service. There is no hidden charges or interest for using Buy Now, Pay Later provided that you pay all your installments on time.

WHAT ARE THE LATE PAYMENT INTEREST FEE?

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If you miss an installment payment, you will be charged with an administration fee of RM50 after the second day. If you still didn't manage to pay the installments within 7 days, you will be charged an additional RM25. Plus, your account may be frozen until the outstanding balance has been cleared.

AM I ELIGIBLE TO US BUY NOW, PAY LATER ON ATOME?

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To be eligible for the Atome service, you must:

- Be aged 18 years and above.
- Have a valid Malaysian IC.
- Have a valid mobile number registered under your name.
- Own a debit or credit card.

WHERE CAN I LEARN MORE ABOUT ATOME?

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For more information on Atome, please visit their website at atome.my. If you have any further questions regarding their services, please email them at support@atome.my